A mortgage is a method of using property (real or personal) as security for the payment of a debt. The term mortgage (from Law French, lit. death vow) refers to the legal device used in securing the property, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan. Refinance

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals or businesses can purchase residential or commercial real estate without the need to pay the full value immediately. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Mortgage

In many countries it is normal for home purchases to be funded by a mortgage. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Spain, the United Kingdom and the United States. Home Equity in Atlanta
   
 
An interest-only loan is a loan in which for a set term the borrower pays only the interest on the principal balance, with the principal balance unchanged. At the end of the interest-only term the borrower may enter an interest-only mortgage, pay the principal, or (with some lenders) convert the loan to a principal and interest payment (or amortized) loan at his/her option. Mortgage Rates .
   
 
City :

Barcelona

Barcelona (Catalan IPA: [b??s?'lon?], Spanish IPA: [ba??e'lona]) is the second largest city in Spain, capital city of Catalonia and the province with the same name. It is located in the comarca of Barcelonès, along the Mediterranean coast between the mouths of the rivers Llobregat and Besòs, limited to the west by the Serra de Collserola. . As capital city of Catalonia, Barcelona houses the seat of the Generalitat de Catalunya and its Conselleries, the Parliament of Catalonia and the Supreme Court of Catalonia.

Berlin

Berlin is the capital city and one of the sixteen states of the Federal Republic of Germany. It is the heart of the Berlin-Brandenburg metropolitan region, located in northeastern Germany. With a population of 3.4 million within city limits, Berlin is the country's largest city, and the second most populous city in the European Union. Berlin is one of the most influential centers in European politics, culture and science. The city serves as an important hub of continental transportation and is home to some of the most prominent universities, sporting events, orchestras and museums. Its economy is based on the service sector, encompassing a diverse range of media and life science corporations, convention venues, research institutes, and creative industries. The rapidly evolving metropolis enjoys an international reputation for its festivals, contemporary architecture, nightlife and avant-garde arts. Being a major tourist center and home to people from over 180 nations, Berlin is a focal point for individuals who are attracted by its liberal lifestyle, urban eclecticism and artistic freedom.
   
   
 
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